Deferred Gift Annuities / Flexible Gift Annuities
(Are these gifts for you?)

A deferred gift annuity is for you if ...

• You are in high earnings years, looking for both income tax savings now and an additional source of revenue when you retire.
• You want to maximize the payments you receive from your planned gift -- and you want to lower your income tax on those payments.
• You want the security of payments that won't fluctuate during your lifetime.

A flexible gift annuity is for you if...

• you want to boost your retirement income -- but you're not sure when you'll decide to retire.
• you're looking for income tax savings now, and a source of stable income when you retire.

For more information

Email us, complete the personal illustration form, or call us at 607-777-4712 so that we can assist you through every step of the process.