Deferred Gift Annuities
Flexible Gift Annuities
(Gift illustration)

How it works

	You transfer cash, securities or other property to the Binghamton University Foundation.
	Deferred annuities begin payments on a specified date in the future.
	Flexible annuities allow you or your beneficiary to decide when is the best time to start payments.
	The balance remaining in the annuity passes to the Binghamton University Foundation when the contract ends.

Benefits

• Deferral of payments permits a higher annuity rate and generates a larger charitable deduction.
• You can target your annuity payments to begin when you need them, such as for retirement.
• The longer you defer payments, the higher the effective rate you will receive.

For more information

Email us, complete the personal illustration form, or call us at 607-777-4712 so that we can assist you through every step of the process.

The Binghamton University Foundation
Office of Gift Planning
P.O. Box 6005
Binghamton, NY 13902-6005
607-777-4712 | Fax: 607-777-2945